People are always trying to get freebies on their credit cards.
But for some, the trick to getting the best deal is to actually buy the cards.
Here are some of the best freebie card deals available.
Read moreWhat’s a $100 credit card?
Most credit cards offer a few perks and some are more expensive than others.
For example, the $100 Chase Sapphire Reserve is the most expensive card on the market, with annual fee of $25.
But the $150 credit card offers the same benefits, including free first-time payments, $200 annual fee, and no annual fee for up to 12 months.
You can also get a free first time payment of up to $250, which is $1,000 per month.
And the $300 Visa Signature is another great deal if you’re looking for a $300 credit card that offers more than $100 in value.
Some of the other great card deals are the $200 Visa Signature credit card or the $400 Chase Freedom card.
If you’re considering one of these cards, consider using a debit card for your credit card payments.
It makes it easier to use your card and you don’t need to spend cash to open it.
If you’re a student or an employee, you can pay by direct deposit or in a checking account.
Here’s a list of some popular debit card offers:Diners Club offers a $400 Mastercard with no annual fees.
The $300 Discover Visa Signature offers a credit card with no monthly fees and no minimum balance.
The Chase Sapphire Preferred is also a great deal, as well.
BankAmericard offers a free annual fee on all accounts up to a $500 annual balance.
All accounts are open to the public.
If your credit cards don’t offer these kinds of freebies, consider a prepaid debit card like the Chase Sapphire Card or American Express Sapphire Preferred.
These cards come with a $50 annual fee.
The Visa Signature card comes with no minimum and a $250 annual fee in addition to the $250 Visa Signature fee.
If using a prepaid card, be sure to include the name of the card company when you apply.
If the card doesn’t have a credit limit or a minimum balance, you’ll have to pay an additional $50 per card.
If there’s no minimum, you’re still charged the $50 fee.
When you apply for a prepaid credit card account, it’s important to make sure that you include the exact card number when you use it.
It’s a good idea to make an appointment to use it at least once in the first year.
A prepaid card offers many of the same features as a regular credit card.
The only difference is that it’s not subject to interest rates.
Learn more about prepaid credit cards and sign up for a free account to get started.
Some cards with high minimum balance requirementsIf you’ve ever been tempted to buy a high-value credit card for a low amount, you may want to reconsider.
Most credit cards with a minimum minimum balance requirement offer a limited number of transactions per day and a maximum credit limit.
Some of the cards that offer this feature are:If you have a card with a higher minimum balance than the other cards in your account, you might want to consider a new card that doesn’t offer this limitation.
These card issuers are more likely to offer a card for the lowest cost.
For example, Chase Freedom cards have a minimum credit limit of $500 per year and a minimum annual fee that ranges from $5 to $25 depending on the card.
American Express cards have minimum balances of $5,000 and a free card with minimum balance of $250 per year.
These are some popular card offers.
Check out the full list of best free credit card deals below.
Read the full article on USA Today.